Showing posts with label Tips for Life. Show all posts
Showing posts with label Tips for Life. Show all posts

Saturday, May 16, 2020

Your 30 Minute Home Business Plan

Tips for Life ,
Your 30 Minute Home Business Plan


When I started my first business I didn’t have a solid, well thought-out business plan. I threw together a rough one that I wont to apply for a loan (which I didn’t get, by the way). 
I’ve found the simplest thanks to confirm a business goes to achieve success is to make a business plan. It doesn’t got to be pages long and take you days and days to finish . Below I’ve created a fast 30 Minute Business Plan. 
A good business plan will assist you find out approximately what your business will cost to urge off the bottom . You don’t want to guess at this. Knowing your costs will assist you decide what you’re getting to charge. 
The 30 Minute Business Plan below also includes information about your competition. Don’t ditch them. In a method or another they exist and you’re getting to want to urge to understand them. 
The bottom line – most businesses fail because they don’t have a clearly spelled-out business plan. Don’t make that mistake.
For those of you who are in business for awhile, don’t think a business plan can’t assist you . Your business plan should be taken out on a daily basis, reread and updated.
Your 30 Minute Home Business Plan

1. what's your business exactly? Explain in one or two sentences. (If you can’t describe your business during a few sentences, rethink your business and focus your idea).

2. Is your particular business needed? List the explanations that cause you to thinks so.

3. Where does one see your business in one year? In three years? In five years? (Be specific.)

4. How will you fund your business? Savings, credit cards, loans?

5. What equipment/office supplies/licenses will you would like to urge your business started? Total Cost?

6. What organizations and trade publications will you need? Total Cost?

7. Who is your target customer? Describe them.

8. What other businesses will you be competing with?

9. What makes your business different from your competitor’s business? (Include price, quality, unique services, etc.)

10. Where will you found out your home office? Is it getting to cost me money to form a pleasant workable office? Cost?

11. Will you employ daycare everyday or once a week? Cost?

12. what proportion money does one got to make monthly to assist my family survive?

Once again, this is often just a partial list, but there are enough questions here to offer you an honest idea of what you’ll be facing with a replacement business and therefore the costs involved. 
A business plan is important to your successful home business. together great quote says, those that fail to plan, decide to fail.
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Your Leadership Legacy

Tips for Life ,
Your Leadership Legacy


When the New Year is upon us most smart business people take inventory and make plans for the approaching year. Most of those actions specialise in external items, like choosing what percentage widgets you're getting to make and sell, or what percentage new clients you hope to accumulate by the top of the primary quarter. While this sort of inventory and planning is important , it's important as a baron that you simply take time to inventory and plan for your own development as a pacesetter , and this involves both reflection and introspection.
A good place to start out is just by asking yourself the question: what does one want people to mention about your impact as a pacesetter 10, 20 or 30 years from now? Or what would you wish your leadership legacy to be? Even better: write down your responses to both of those questions. What comes out on paper may surprise you.
Cartoonist Johnny Hart once noted that a legacy is "something that one should be ready to pass on , without having to concoct ." it's not a strategic plan which will be nicely quantified and measured. Rather, it's the sum of all of the outcomes resulting from our behavior that others still remember about us. that is the key here - it's what others still remember about us, not how we remember ourselves. Put differently , it's the cumulative record of how others think we qualify to the person who we had intended to be or that they expect us to be.
Take a flash to consider a number of the present or former public or corporate leaders that are within the news during the past year: The Apprentice's, Donald Trump; The Oprah Winfrey Show's, Oprah Winfrey; South Dakota's former Senator, Tom Daschle; LA Laker's Guard, Kobe Bryant; Martha Stewart Omnimedia, Martha Stewart; Secretary of State, Condolezzaa Rice; and U.S. President, George W. Bush. for many folks , it's probably very easy to articulate their leadership legacy - the great , the bad, and therefore the ugly.
So, what are you able to do as a pacesetter to insure that you simply r legacy is that the one that you want to be remembered for? First, successful leaders have a robust sense of their personal values beyond their business values. they need a private mission and vision for his or her life also as their business. And, as you almost certainly guessed, the foremost successful leaders are those that have found how to mix the 2 proactively.
Second, successful leaders have passion. Find what you're hooked in to in life then find how to include this into your life in how every single day. To me, passion are often defined because the current that propels us forward to satisfy a purpose or a goal. it's often the source of the creativity, energy, rejuvenation, and inspiration, that each one leaders believe everyday so as to be effective. For me, that zeal revolves around helping others achieve success leaders.
And finally, successful leaders take time a day for private reflection and renewal. Reflection is critical because self-reflection is that the greatest source that we've for tapping into our own self-knowledge. And, it's by tapping into our own self-knowledge that we grow both personally and professionally, helping us to become the authentic leaders we hope to be.
If you hope to get greater self-knowledge, the sole thanks to do this is to seek out time for silence. In today's 24/7 media-bombarded world, there are fewer and fewer opportunities that present themselves naturally for reflection. That's why it's critical that you simply schedule time for reflection as frequently as you'll . Daily would be best but weekly and monthly can work too.
You don't always have control about what people will remember as your leadership legacy. However, there are things that you simply simply can do to make sure that you are remembered the way you would like to be remembered. Identifying what you'd like your leadership legacy to be may be a good initiative . Combine that with a robust sense of your personal values and your passion, and, take time for private reflection and renewal, and you'll be on your thanks to achieving an enduring legacy that you simply are often pleased with .
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Love The Thrill of Risk? Invest in an Annuity!

Tips for Life ,
Love The Thrill of Risk? Invest in an Annuity!

With the stock exchange in steep decline, people are trying to find safe places to take a position their savings. Many banks and investment companies are pushing annuities. Annuities offer a better rate of interest than CD's, but are they safe?
You could view an annuity as a tax deferred CD. you do not pay taxes on the interest until you begin drawing from the annuity. But there are some important differences between an annuity and a CD. 
An annuity may be a product offered by an insurance firm . With giant corporations like Enron, Kmart, Worldcom, and United Airlines going bankrupt, are you able to guarantee that the insurance firm won't fold, leaving you with nothing? Insurance companies are insured by re-insurers, like General Re. But it seems regardless of how large a corporation is, you cannot make certain it won't fold. The bankruptcy of an outsized insurance firm might cause the re-insurer to collapse along side it. 
Bank CD's are insured by the Federal Deposit Insurance Corporation (FDIC) for up to $100,000 per bank. The FDIC may be a branch of the U.S. Government, who, as you recognize , are the people that print the cash . If they are going bankrupt, we'll have more to stress about than simply losing our savings! 
A new sort of annuity called a charitable gift annuity has come on the market recently. These are issued by charity organizations. You give your money to the charity, you receive a tax break , and in exchange the charity promises you a hard and fast payment for all times . Unfortunately, this scheme has become a mode of operation for con artists. 
The charitable gift annuity has been added to top ten scam list of the North American Securities Administrators Association. They explain that charitable gift annuities are subject to virtually no federal regulation. Here in Arizona, 430 investors lost their savings during a ponzi scheme travel by the Mid-America Foundation Inc. 
Banks and investment companies hawking annuities promote the upper than CD interest rates, but they fail to reveal the hidden fees and high early withdrawal penalties. If you would like to access your annuity before age 59½, you'll be subject to a ten percent penalty. 
With the recent bankruptcies, and discovery that a lot of giant corporations are cooking their books for years, I feel it is best to play it safe. If you're keen on the joys of risk, or if you've got already purchased an annuity, I wish you luck. As Rogers said, "I am not as concerned about the return ON my money as i'm about the return OF my money".
Permission is granted for the below article to forward, reprint, distribute, use for ezine, newsletter, website, offer as free bonus or a part of a product purchasable as long as no changes are made and therefore the byline, copyright, and therefore the resource box below is included.
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A New Job Opportunity

Tips for Life ,
A New Job Opportunity

HR Lady stared at me across the desk. She was trying to size me up, to know what makes me tick. I had explained that I wanted to figure for MegaCorp, which i used to be the right person to fill an edge that had not even been advertised.
"Tell me again why you'd wish to be the official MegaCorp scapegoat," she demanded.
I thought I had explained it tolerably . Every company needs a scapegoat, someone that others can bring forward when the warmth gets hot.
When the Board of Directors grumbles because all the graphs look the wrong way up , the President can call ScapeGoat into the space . Gentlemen, I even have identified our problem. it's all ScapeGoat's fault. He reversed the gravitational equilibrium, and therefore the graphs are not any longer ready to forge their customary ant-gravitational upward paths.
The Board of Directors gets tons less grouchy and that they are ready to enjoy their six course luncheon. That solves the matter of the the wrong way up graphs. a minimum of for an additional month.
When angry shareholders notice that their graphs also are the wrong way up , the President can call ScapeGoat into the space another time . it's all ScapeGoat's fault. it's all ScapeGoat's fault. He reversed the gravitational equilibrium again, and nobody's graph can forge its customary ant-gravitational upward path.
That solves the matter of the the wrong way up graphs for everybody except ScapeGoat's social insurance provider.
When employees want to understand why there's no bonus in their envelopes, the President can launch a full investigation. "We will find where ScapeGoat hid your bonus checks, if it is the last item "> last item we ever do!" and thus the investigation will last long enough that it will be the last item he ever does.
When creditors come calling... It's ScapeGoat's fault.
When the media wants to understand why there are not any women on the Board ... It's ScapeGoat's fault.
When the fish within the creek all float just like the graphs (upside down)... It's ScapeGoat's fault.
When the wind blows too strong on company property and knocks over a can , spilling an employee's drink and making him very thirsty... It's ScapeGoat's fault.
MegaCorp needs a scapegoat.
HR Lady asked another question. "What have you ever ever been doing these past thirty years."
The fact is that I had been freelancing. There are many people that need scapegoats. Drivers, for instance:
"What?!? My fresh car!"
"ScapeGoat crashed it."
"But...but, there's hardly anything left of it!"
"ScapeGoat is extremely thorough."
Parents need scapegoats, too.
"Where's little Cindy? Didn't you choose her up from the babysitter again?"
"Oops. Uh, I forgot. ScapeGoat distracted me."
"I hope you are doing not plan to get distracted tomorrow. If this keeps up, I'll forget what she seems like ."
HR Lady seemed amused. "If you were doing so well as a freelancer, why are you applying for employment here?"
I had to admit that freelancing was getting tough. Too many of us were losing faith.
"ScapeGoat distracted you again?!? that creates , uh...let me see, 6,342 days during a row. Little Cindy isn't that tiny anymore. Just who is that this ScapeGoat person anyway, the Tooth Fairy?"
HR Lady laid her hands on her desk. "MegaCorp has always done quite well without knowledgeable scapegoat. once we need somebody responsible , we will always find someone to play the role."
She wasn't cluing in. i used to be offering MegaCorp the prospect to use knowledgeable scapegoat, rather than constantly counting on amateurs, a number of whom weren't even willing players.
I looked HR Lady straight within the eye. "What will you tell your boss when he finds out that HumongaCorp features knowledgeable scapegoat, and you passed up the prospect to rent one, too? Who will you point the finger at then, an amateur?"
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A Great Answer To “What Is Your Biggest Weakness?”

Tips for Life ,
A Great Answer To “What Is Your Biggest Weakness?”

A true story . . . 
A steward candidate applied for employment at one among the world’s leading airlines. Her interview consisted of a panel of interviewers sitting across from a row of candidates. The interviewers went down the road and asked each applicant the stereotypical question, “What is your biggest weakness?” The steward in question had a smooth, professional response prepared: While i think I do have weaknesses,” she said, “I don’t believe I even have any that might affect my ability to perform this job well.” It was an excellent answer and it worked. She got the work . Twenty years later, she’s a cheerful , satisfied employee of an equivalent airline. Do, however, avoid the response offered by one among the opposite applicants during the group interviews. When asked her biggest weakness, she replied, “Oh, I’m always late.” While that answer would be disastrous in any job, are you able to image how it went over when your workplace can LEAVE without you?” (She didn't , as you would possibly guess, get the work .)
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